International Conference of Fundraising Managers

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You Are in Their Hands

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If you are looking for insurance of any kind, it is tempting to go online and search for the cheapest, maybe even from a website that you have not had any dealings with before.

At first sight it sounds a little crazy to buy something so important and critical from the internet without knowing the company from Adam. It is a little like buying shares online without knowing who you are handing your money over to.

It pays to research a little further in two respects before you part with your cash. Firstly you need to make sure that the insurance company is a reputable company who is going to be around a long time. You don't want to be claiming only to find that the company has disappeared.

Secondly, you really have to compare the cover that each company is offering. The cheapest may not necessarily be the best value if it does not cover you for all the possible eventualities that you need cover for.

It pays to go through each quote with a fine tooth comb to compare what each offers, and what is excluded.

Remember, check the fine print! It will be too late to be so thorough once you have to make a claim. Insurance of any kind, whether it is travel, house, car or health, is such an important purchase, so choose well.